citi.com/lovecustomcash

Gim Authors

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28-10-2024

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Citi Custom Cash: A Credit Card That Rewards Your Spending Habits

The Citi Custom Cash℠ Card is designed to be a flexible and rewarding credit card for those who want to maximize their cash back earnings. Unlike many other cards that offer a flat cash back rate, the Custom Cash℠ Card allows you to earn 5% cash back on up to $500 in spending each billing cycle on the category where you spend the most, making it an ideal option for those with diverse spending patterns.

Here's a breakdown of what makes the Citi Custom Cash℠ Card stand out:

Key Features:

• 5% Cash Back on Your Top Spending Category: This is the cornerstone of the card's appeal. The card automatically tracks your spending across categories like gas, dining, groceries, travel, drugstores, and more, and gives you 5% back on the one where you spend the most.
• Flat 1% Cash Back on All Other Purchases: You're not limited to earning rewards just in your top category. All other purchases earn 1% cash back, ensuring you're always getting something back for your spending.
• Unlimited Cash Back: No matter how much you spend, you'll earn 5% on your top category and 1% on everything else, without any caps or restrictions.
• Annual Fee Waiver: There's no annual fee to worry about, making the Custom Cash℠ Card even more attractive.

Who is this Card Ideal For?

The Citi Custom Cash℠ Card is a great fit for a variety of cardholders:

• Spenders with Varying Habits: If your spending patterns change frequently, this card adapts to your needs, offering 5% back on whatever category you spend the most in that billing cycle.
• Budget-Conscious Individuals: The flat 1% cash back on all purchases ensures you're always earning something back, making it a solid choice for those looking to maximize their rewards.
• Those Seeking Simplicity: With no complicated bonus categories to track or points systems to navigate, the Custom Cash℠ Card offers a straightforward approach to earning cash back.

How to Make the Most of Your Custom Cash℠ Rewards:

• Track Your Spending: Pay attention to your spending habits and understand where your money is going. This will help you identify your top spending category and maximize your 5% cash back earnings.
• Use the Card for Your Top Spending Category: Try to concentrate your spending in the category where you want to earn the most rewards.
• Redeem Your Rewards: You can redeem your cash back as a statement credit or as a direct deposit into your bank account.

Overall, the Citi Custom Cash℠ Card offers a compelling combination of flexibility, reward potential, and simplicity. If you're looking for a credit card that adapts to your spending habits and provides consistent cash back, the Citi Custom Cash℠ Card is a great option to consider.

To learn more about the Citi Custom Cash℠ Card and its terms and conditions, visit the Citi website at citi.com/lovecustomcash.

Please note that credit card offers and terms are subject to change. It's important to review the specific terms and conditions of any credit card before applying.